Krishiv Finserv — your expert insurance advisor in Gandhinagar. Motor, Health, Life & SME Insurance with honest guidance, zero jargon, and real claim support.
For over 15 years, Krishiv Finserv has been Gandhinagar's most trusted Motor Insurance claim specialist — serving 10,000+ clients. We specialise in Private Car & Commercial Vehicle claims, and offer free consultation to every client.
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Corporate & SME Specialists
Since 2011, we have been exclusively serving corporate clients — Marine Insurance, Fire Insurance, SME packages, Property & Business covers.
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Free Consultation — Always
Never bought a policy from us? No problem! We offer 100% FREE consultation to every individual and business. Zero pressure, pure guidance.
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All Insurance Under One Roof
Motor · Health · Life · Term · Marine · Fire · SME · Property · Business — we cover everything so you don't have to go anywhere else.
2011
Founded in Gandhinagar — specialising in Motor Insurance claims for Private Car & Commercial Vehicles
2015
Expanded services — Health, Life & SME insurance added alongside Motor claim expertise
2019
Became Gandhinagar's go-to advisor for Motor claims — Private Car, Commercial & Two Wheeler
2024+
10,000+ clients served · 99% claim settlement rate · Free consultation for every client
🎁 100% FREE
Get a Free Insurance Consultation Today!
Whether you're an individual, family, or business — talk to our experts for free. No policy purchase required. Just honest advice, always.
Two Wheeler · Private Car · Commercial Vehicle — hassle-free claims & expert guidance at every step.
Two Wheeler Insurance
Bike · Scooter · Moped — Full Protection
Two wheeler insurance is mandatory by law in India. It covers your bike or scooter against accidents, theft, fire and third-party liabilities. We help you choose the best plan across 26+ motor insurance companies.
Mandatory Third Party (TP) cover as per law
Comprehensive cover — own damage + third party
Theft, fire & natural calamity coverage
Personal accident cover for rider — up to ₹15 lakh
Zero depreciation add-on — full claim without deduction
NCB (No Claim Bonus) — up to 50% discount on renewal
🔧 Popular Add-ons for Two Wheeler
Zero DepreciationRoadside AssistanceEngine ProtectionConsumables CoverPillion Rider Cover
Private car insurance protects your personal vehicle against accidents, theft, damage and third-party claims. Krishiv Finserv is Gandhinagar's most trusted specialist in private car claims — with 15+ years of experience and 2,000+ claims settled.
Own damage — accident, flood, fire, theft
Third party liability — injury & property damage
Cashless repair at 6,000+ network garages
Personal accident cover for owner-driver
Zero depreciation — full part value in claim
NCB benefit — up to 50% discount after 5 claim-free years
🔧 Popular Add-ons for Private Car
Zero DepreciationEngine ProtectionReturn to InvoiceRoadside AssistanceNCB ProtectionKey Replacement
Truck · Tempo · Bus · Auto · Taxi — Fleet Protection
Commercial vehicle insurance covers goods carriers, passenger vehicles, construction vehicles and special purpose vehicles. We are Gandhinagar's go-to specialists for commercial vehicle claims — including IMT 23 & fleet policies.
Goods carrier — truck, tempo, pickup van
Passenger vehicle — bus, taxi, auto, school van
IMT 23 cover — overturning & special perils
Fleet policy — multiple vehicles under one policy
Third party liability — driver & passenger cover
Expert claim support — we handle everything for you
Most people avoid insurance because of confusion, fear of being cheated, or complex terms. Here's the truth — and how Krishiv Finserv makes it simple.
😟 "I don't understand policy terms"
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We explain everything in plain language
Our advisors speak your language — Hindi, Gujarati or English. No jargon, no fine print surprises. We read the policy with you before you buy.
😟 "What if my claim gets rejected?"
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99% Claim Settlement — We Stand With You
We guide you through every step of the claim process. With 15+ years experience and 10,000+ clients, we know exactly how to get your claim approved fast.
😟 "I already have a policy — too late?"
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FREE Policy Review — Even for Existing Policies
Bring your existing policy! We'll review it for free — check if you're underinsured, overcharged, or missing key covers. No pressure to switch.
😟 "Too many options, which one is right?"
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Personalised Recommendation — Free
Tell us your situation and we compare plans from 15+ insurers to find the best value for you. Zero bias, pure advice — that's the Krishiv promise.
Still have questions? Call us right now — consultation is always FREE:
From individual plans to full family cover — cashless treatment at 10,000+ hospitals across India.
Individual Health Insurance
Personal Medical Cover for You
An individual health plan covers one person for hospitalisation, surgeries, doctor fees, and more. With rising medical costs in India, this is the most essential protection every earning individual must have.
Cashless treatment at 10,000+ network hospitals
Covers pre & post hospitalisation, day care procedures
No-claim bonus — sum insured grows every claim-free year
Tax benefit under Section 80D — save up to ₹25,000/year
Plans from ₹5 lakh to ₹1 Crore sum insured
OPD, dental & vision covered in select premium plans
A family floater plan covers you, your spouse, children, and parents under a single shared sum insured. Cost-effective and convenient — one premium protects your entire family.
Cover self + spouse + children + parents in one policy
Much more affordable than separate individual plans
Full sum insured available for any member who needs it
Personal accident insurance provides financial compensation in case of accidental death, permanent disability, or temporary disability. Low premium, very high coverage — a must for everyone.
Covers accidental death — lump sum paid to family
Permanent total/partial disability compensation
Weekly benefit for temporary disability — income replacement
24/7 worldwide coverage — home, road, or travel
Very affordable — ₹10 lakh cover for as low as ₹1,500/year
Choose the right life insurance plan — pure protection, wealth building, or market-linked growth.
Term Insurance
Pure Life Protection · Most Affordable
Term insurance is the simplest and most affordable life cover. If something happens to you during the policy term, your family receives a large lump sum — giving them complete financial security.
₹1 Crore cover for as low as ₹10,000/year
Financial safety net if the breadwinner is no more
Tax benefit under Section 80C — save up to ₹1.5 lakh
Add-ons: Critical illness rider, accidental death benefit
Best time to buy: Early 20s–30s for lowest premium
Saving plans combine life insurance protection with guaranteed savings. Build a corpus for child education, marriage, or retirement — with complete financial protection throughout.
Dual benefit — life cover + guaranteed maturity amount
Ideal for child education fund, marriage planning
Fixed returns — not market-linked, fully guaranteed
ULIP (Unit Linked Insurance Plan) offers life protection + investment in equity/debt funds. Part of your premium covers life risk, rest grows in market funds for long-term wealth creation.
Life cover + equity/debt fund investment in one plan
Flexibility to switch between equity and debt funds
Partial withdrawals allowed after 5-year lock-in
Tax benefit: 80C on premium + 10(10D) on maturity
Best for long-term wealth creation (10–20 year horizon)
Fund performance tracked via NAV — full transparency
From factory floor to goods in transit — tailored insurance for every aspect of your business.
Fire Insurance
Protect Your Premises & Stock from Fire
Fire insurance covers damage to your business premises, stock, machinery and equipment caused by fire, explosion, lightning and related perils. Essential for every shop, factory and warehouse owner.
Covers fire, explosion, lightning & allied perils
Building structure, stock & machinery all covered
Flood, storm, earthquake add-on available
Riot, strike & malicious damage coverage
Mandatory for bank-financed commercial properties
Shops, factories, warehouses & offices all covered
Marine insurance protects your goods, raw materials and finished products during transit — by road, rail, air or sea. Ideal for traders, importers, exporters and manufacturers who regularly move goods.
Transit cover by road, rail, air & sea
Raw materials, finished goods & machinery covered
Theft, accident, fire & natural calamities covered
Comprehensive cover for your commercial property including building structure, interior fittings, furniture, and equipment against theft, burglary, vandalism, natural disasters and more.
An all-in-one SME insurance package combining fire, burglary, liability, machinery breakdown and more under one single policy. The smart, cost-effective choice for growing businesses.
Employee benefits & corporate risk solutions — Keyman Insurance, Group Mediclaim, Group Personal Accident & Group Term Life.
Keyman Insurance
Protect Your Business from Key Person Risk
Keyman Insurance protects a business from financial loss due to the death or disability of a key employee — founder, director, or any critical person whose absence would severely impact business operations and revenue.
Covers death & permanent disability of key person
Company is the policyholder & beneficiary
Protects business loans, revenue & continuity
Tax deduction on premium under Income Tax Act
Covers founders, directors, top sales & tech talent
Lender / bank may require keyman cover for business loans
💡 Who needs Keyman Insurance?
Any business where the absence of one person can cause major revenue loss — startups, MSMEs, family businesses, professional firms (CA, doctor, architect) and companies with business loans.
Group Mediclaim Policy (GMP) provides health insurance coverage to all employees of a company under one single policy. It covers hospitalisation, surgery, day care procedures and more — making it one of the most valued employee benefits.
Covers all employees + family members (spouse & children)
No medical test required for employee enrolment
Pre-existing diseases covered from day one
Cashless hospitalisation at 10,000+ hospitals
Maternity benefit optional add-on available
Premium is tax deductible business expense
💡 Minimum Group Size
Most insurers require a minimum of 7–10 employees to issue a Group Mediclaim Policy. We help even smaller companies get coverage through special arrangements.
Group Personal Accident (GPA) insurance provides financial compensation to employees in case of accidental death, permanent disability, or temporary disability. It covers all employees under one policy at very affordable group rates.
Accidental death — lump sum to nominee
Permanent total & partial disability covered
Weekly compensation during temporary disability
24/7 coverage — at work, home & during travel
Medical expenses reimbursement add-on available
Very affordable — covers large teams at low cost per head
💡 GPA vs Individual PA Insurance
Group GPA is 40–60% cheaper than buying individual personal accident policies for each employee. Companies can cover 100+ employees under one policy with a single premium payment.
Group Term Life Insurance (GTLI) provides life cover to all employees under one master policy. In case of an employee's death, the nominee receives a lump sum amount — giving families financial security and showing employees that the company cares.
Death benefit — lump sum to employee's nominee
No medical test required for group enrolment
Cover can be linked to salary — e.g. 3x or 5x CTC
New joiners added, leavers removed mid-term easily
Most corporate clients combine all three — GMP for health, GPA for accidents, and GTLI for life cover. Together they create a comprehensive employee benefit program that attracts & retains top talent. Ask us for a combined package quote!
Private Car aur Commercial Vehicle ke liye sabhi RTO kaaj hum karte hain — paperwork se lekar approval tak. Aap sirf WhatsApp karein, baaki hum dekhenge.
Private Car — RTO Services
Hatchback · Sedan · SUV — Sabhi kaam ek jagah
Private car ke liye RTO ke kaam akele karna bahut mushkil hota hai — lambi queues, alag-alag forms, documents ki zaroorat. Krishiv Finserv ye sab aapki taraf se handle karta hai — quickly aur correctly.
RC Transfer (Ownership)
Purani gaadi kharidi ya bech raho ho? Ownership transfer RTO mein karwana zaroori hai. Hum poori process handle karte hain — Form 29/30, insurance, tax clearance sab.
Car loan liya ya loan chukaya? RC mein bank ka naam add karna ya hataना (Hypothecation Termination) RTO se karwana padta hai. Hum poori filing karte hain.
Naam badla, naya ghar liya, ya spelling correction chahiye? RC mein correction / change ke liye Form 33 bharna hota hai. Hum ye process aasaan banate hain.
Truck · Tempo · Bus · Auto · Taxi — Sabhi kaam ek jagah
Commercial vehicle ke RTO kaam zyada complex hote hain — Fitness Certificate, Permit, Route Permission sab alag hote hain. Krishiv Finserv in sabhi mein expert sahayata deta hai.
Fitness Certificate (FC)
Commercial vehicle ke liye Fitness Certificate lena mandatory hai aur samay par renew karna bhi zaroori hai. Expired FC pe challan + vehicle seizure ho sakta hai. Hum poori process handle karte hain.
⚠️ Validity: New Vehicle — 2 years | After 1st renewal — 1 year annually
Commercial vehicle becha ya kharida? Ownership transfer private car se zyada complex hota hai — permit cancellation, re-issue, tax clearance sab zaroori hai. Hum sab karte hain.
Naya commercial vehicle kharida aur registration karwana hai? Dealer ke baad bhi kaafi kaam RTO mein hota hai. Hum Form 20 filing se RC milne tak sab handle karte hain.
"Real Trust is Built on Claims, Not Just Policies."
— Because Every Family Deserves a Safety Net
Honest Advice
We recommend only what you genuinely need. No overselling, no hidden charges, ever.
Claim Support
We stand beside you at claim time — the moment of truth when your insurance truly matters.
Always Reachable
A real person answers your call. No bots, no waiting — just straightforward help when you need it.
10,000+ Clients
Over 10,000 families and businesses trust Krishiv Finserv to protect what matters most to them.
Why Krishiv Finserv
Your Trusted Insurance Advisor in Gandhinagar
We simplify insurance for you — no confusing jargon, no hidden charges. Our team helps you choose the right plan at the best price from India's top insurers.
Expert Guidance
Our certified advisors help you pick the perfect plan for your needs and budget.
Claim Support
We stand with you during claims — guiding you through every step of the process.
Transparent Pricing
No hidden costs. Compare plans across top insurers and get the best deal.
2,000+
Motor Claims Settled in 15 Years
10K+
Families Protected
26
Motor Insurance Companies
Free Consultation
Get a Free Insurance Quote Today
Fill in your details and our expert will call you back within 30 minutes — absolutely free!
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30-Min Callback
Our advisor calls you back within 30 minutes
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100% Free
Zero charges, zero obligations — just honest advice
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Your Data is Safe
We never share your details with anyone
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Expert Guidance
15+ years experience, 5000+ happy clients
Visit Us
Find Us in Gandhinagar
We're conveniently located at Kudasan, Gandhinagar. Walk in or call us anytime for expert insurance advice.
